schemas.upa-standard.org
UPA-2.0-RC1-BETA
Open Interoperability Framework · June 2026

Universal Payment Agent Registry

The lifecycle open standard for cross-paradigm machine commerce.

Canonical schema models and validation test vectors for autonomous systems participating in electronic clearing channels. Separates probabilistic software orchestration from deterministic perimeter risk rules across Enterprise, SME, and Consumer domains.

UPA-2.0-RC1-BETA
MIT Licensed
Active Lifecycle Paradigm (v2 Track)

UPA Payment Intent Schema

The core transaction data contract for all network layers. Strictly structures payment values, explicit purpose boundaries, currencies, and cryptographic consent payload nonces before routing instructions.

View intent.json

Cryptographic Capability Token Profile

Defines decentralized capability authorizations, vendor restrictions, and maximum amount limits. Serves as the immutable OAuth scope equivalent for agentic spend boundaries.

View capability-token.json
Validation Suite Matrix

Interoperability Test Vectors (TV-001 - TV-011)

Hard claims configuration checks to validate compliance loops across diverse legal paradigms—spanning single-cap consumer escalations, stolen token replays, Reg E disputes, and intent schema conformity passes.

Explore Test Vectors Suite
Legacy Operational Layer (v1 Track)

Lightweight Whitelist Schema (UPA-1.2)

Static ledger config ruleset for baseline SME deployments lacking direct multi-region enterprise enterprise core sync links.

v1 Whitelist Spec

Secure Settlement Infrastructure Schema (UPA-1.2)

Reference blueprint for fiat payment compilations and early multi-level concurrency read-modify-write isolations.

v1 Settlement Spec